2025’s Best XRP Wallets for Every Need

Ripple is a global payment system, the main instrument of which is the XRP token. One of the main advantages of the coin is the high speed of transactions. But this coin is not only used in transfers, it is also a valuable trading asset.

When Ripple was created in 2012, 100 billion coins were issued, with about 35% sent to the market (respectively, 65% belong to the developers). Unlike other cryptocurrencies, there is no mining of new coins. If you want to buy XRP, you will need to go to a cryptocurrency exchange, P2P exchange or exchange service. A special cryptocurrency wallet is used to store coins. Today we will tell you about the most reliable storage for Ripple.

Types of cryptocurrency wallets for storing XRP

Special wallets are used to store cryptocurrency. They can be divided into 4 main types:

• Paper wallets.

• Hardware wallets.

• Software wallets.

• Online wallets.

Paper and hardware wallets are categorized as “cold” wallets. That is, when storing cryptocurrency, the wallet is not connected to the Internet. This significantly increases security, but users can only accept transfers and store coins – a network connection is required to send transactions.

“Hot” wallets have a constant connection to the Internet, so you can send cryptocurrency to other users at any time. Of course, convenience comes at a price – for example, increased risks. Hot wallets include software wallets and online wallets. Software wallets, in turn, are divided into 2 more subspecies – desktop (for computers) and mobile (for smartphones and tablets). However, they are often cross-platform: offer solutions for all popular platforms;

Also, when choosing a cryptocurrency wallet, pay attention to the method of storing private keys that give access to the stored cryptocurrency. Wallets can be custodial and non-custodial.

In the first case, private keys are stored on the service’s servers, so they can be accessed by both unscrupulous employees and third parties (for example, if the database is hacked). In the second case, private keys are stored on the user’s device – you are responsible for their security. The custodial type includes online wallets, and the non-custodial type includes paper, hardware and software vaults.

Official Ripple wallet

There is currently no official wallet for storing XRP. Previously, the Ripple Trade platform was used as the official storage, but it closed in 2016.

Developers offered users to switch to the Gatehub platform as an alternative. However, there are no ties between this wallet and Ripple – the developers do not guarantee its reliability and recommend that users choose their own storage for XRP. Nevertheless, many users continue to work with Gatehub (located at https://gatehub.net/).

How to Choose XRP Wallet?

To get XRP on your wallet, you can buy it in different ways:

The main way is to buy it on cryptocurrency exchanges. For example, on Binance, OKX, Bybit, Huobi, EXMO and others.

1. You can also use online exchanges for exchanges.
2. XRP is supported by some cryptocurrency payment systems.
3. There are ways to buy and exchange via cryptocurrency wallets.
4. Bots on Telegram.
5. Cryptomats.

The type of XRP wallet you use will depend on your needs. If security is your primary concern, a hardware wallet is the best option. If convenience is your primary concern, a software or web wallet may be better for you.

Regardless of which wallet you choose, be sure to keep the recovery phrase in a safe place. This phrase is used to recover your XRP if your wallet is lost or stolen.

Best online Ripple wallets

Online wallets are considered one of the least reliable storage facilities for cryptocurrency. First, they are categorized as “hot” (it is true that most of the users’ assets are stored in “cold” accounts), and second, they are custodial. Nevertheless, if you use trusted services, you can be sure that your funds are safe. Let’s consider a few examples (in addition to the considered Gatehub):

1. ByBit

A cryptocurrency exchange from Singapore with registration in the British Virgin Islands. Takes security and compliance seriously. For example, user assets are stored in cold accounts with a triple protection system. Any information transferred (login, password, wallet numbers) is encrypted. Thanks to this, ByBit is practically as secure as cold storage for Ripple.

To create an account on ByBit, all you need is a phone number or email (you can also use Google and Apple accounts). After registration, you need to activate two-factor authentication and optionally undergo verification (it will increase withdrawal limits, which will come in handy in the future).

The exchange account can store XRP tokens, convert them into other types of cryptocurrency, buy and sell them. Spot and margin trading, working with futures, crypto-loans, etc. are available. Cryptocurrency deposits (for example, in Ripple) are not subject to commission. When withdrawing tokens, the fee is fixed for each coin.

2. EXMO

Exchange wallet of EXMO trading platform. Supports all popular cryptocurrencies, including Ripple (XRP). The administration of the exchange controls the safety of users’ funds, if you lose your password, you can restore access to the wallet.

Inside the wallet there is an informative dashboard where you can see all currencies, the current balance for each coin, the total equivalent in USD and BTC. The system records all information about transactions (date and time, amount and token, status).

No commission is charged when depositing to a Ripple wallet. When withdrawing, the user pays a fixed fee for the transaction itself – 0.02 XRP. In addition to storage, in the wallet you can analyze the profitability of your cryptocurrency portfolio and track profits/losses.

3. Gate.io

Exchange online wallet of the American trading floor. Supports more than 1.3 thousand cryptoassets, including Ripple. For convenience, the wallet can be used as a mobile (Android/iOS) or desktop (Windows/MacOS/Linux) application. In this case, the wallet type does not change – it remains a hot custodial storage.

No commission is charged when replenishing the balance. Users pay a network commission of 2.8 XRP for withdrawing Ripple tokens from the wallet. The internal wallet gives access to all the exchange’s functions – trading, buying and exchanging cryptocurrencies, derivatives, earning on investing, etc.

Best wallets for storing XRP on a PC

Desktop cryptocurrency wallets are a great solution for those who don’t want to spend money on buying hardware storage, but still want to maintain convenience and achieve a high level of security. Thanks to special programs, your PC or laptop can become a real safe deposit box for cryptocurrency.

1. Exodus

A cross-platform crypto wallet that can store more than 100 assets (XRP, BTC, XMR and other coins). The desktop version of the wallet is suitable for Windows, MacOS and Linux computers. When sending coins to other wallets, Exodus automatically verifies the address – this will save you from unexpected errors. You can also exchange cryptocurrency within the wallet.

2. Atomic Wallet

Cross-platform crypto wallet suitable for 300 different coins and tokens (XRP, ETN, BTC, XLM and others). There are desktop versions for Windows, macOS and Linux (Debian, Ubuntu and Fedora). The wallet does not require personal identification, so you can store cryptocurrency completely anonymously. Specialists of the service will never get access to your data and private keys. In addition to the standard functions, the wallet allows you to earn from coin steaking, exchange cryptocurrency and buy it with a card;

Best mobile wallets

Mobile cryptocurrency wallets are the ultimate balance between convenience and security. You store your private keys on a portable device that you use in your daily life. Special apps can turn your smartphone into a cryptocurrency vault in minutes.

1. Trust Wallet

The Binance exchange is one of the most trusted online repositories for cryptocurrency. However, if you don’t want to trust the service’s specialists with your private keys, store them on your smartphone in the Trust Wallet mobile wallet. This is the official wallet of the Binance exchange, where you can store over 160 thousand assets. Among the 40 supported blockchains, of course, Ripple is also present.

Trust Wallet is suitable for Android and iOS smartphones. In addition to storing coins, it supports buying cryptocurrency from a card and trading tokens. Also you can use a special browser for decentralized applications. 

2. Coinbase Wallet

If we have added Trust Wallet to our rating, it is impossible to ignore the software storage of the American exchange Coinbase – Coinbase Wallet. This mobile wallet is suitable for Android and iOS devices. You can store more than 500 coins in it, including XRP. You don’t even need an account on the exchange itself;

The wallet also has advanced functions. You can use it to trade and buy cryptocurrency. However, at the moment such operations are suspended for Ripple;

Ripple cold wallets

As mentioned above, cold wallets include paper wallets and hardware vaults. Let’s take a look at one of the most reliable paper wallet generators and a number of popular hardware wallets.

Proven Paper Wallet Generator for Ripple

A paper wallet (or Paper Wallet) is a piece of paper on which a private key is placed that gives access to cryptocurrency. Such wallets are created with the help of special services – paper key generators;

The service generates random combinations of symbols, one of which becomes the public address (which is where cryptocurrency is credited during transfers) and the other becomes the private key. These combinations are linked to each other. The private key allows you to access the cryptocurrency on the public address bound to it;

The public address and private key are added to a special form that you can download and print on a printer. As a rule, this form has fold lines on it, allowing you to fold the wallet in such a way that the public address is located on the front side and the private key is not visible to anyone. You can laminate this piece of paper to protect it from mechanical damage. It is recommended to store the paper key in a protected place (for example, in a safe).

As an example, let’s consider creating a Ripple paper wallet using the XRPPaperWallet.com service. Algorithm of actions:

• Click “Generate a Paper Wallet”.

• Print the front side, which contains the private key and public address (“Print Front”).

• Print the back side, which contains the security features (“Print Back”).

Now your paper wallet for Ripple is ready. To activate it, top up your balance with 20 XRP. You will be able to accept transfers to this wallet and store money in it. To send funds, you will have to convert it into a “hot” wallet;

The most popular hardware wallets

A hardware wallet is a separate device that stores private keys in an isolated environment. Along with a paper wallet, a hardware wallet is one of the most secure storage for cryptocurrency. It can also store coins and accept transfers. However, you don’t need to convert the wallet to a hot wallet to send transactions to other users – you just need to connect it to your computer or smartphone.

Let’s take a look at 2 of the most popular hardware storage models – Ledger Nano X and Trezor Model T.

1. Ledger Nano X

Ledger is a French manufacturer of hardware wallets. In 2016 they released one of the most popular models (Ledger Nano S), and 3 years later they improved it – and in 2019 the world saw the Ledger Nano X wallet. Inside it, you can store more than 1.8 thousand different tokens. Among them are not only Ripple, but also Bitcoin, Ethereum, Dogecoin and many other popular coins.

The wallet resembles an ordinary flash drive with a swivel cap that protects the device from mechanical damage. On the body there is a USB connector (Type-C, USB-A cable is included in the kit), 2 navigation buttons and a small display. To connect to a computer or smartphone you should use Ledger Live application (suitable for all operating systems – Windows, MacOS, Linux, Android and iOS). With its help you will be able to send coins, view your balance and much more;

2. Trezor Model T

Trezor is a Czech hardware wallet manufacturer. In 2013, the world saw the first hardware wallet Trezor One, and in 2019 – its updated version Trezor Model T. The vault supports more than 1.6 thousand tokens, among which you will find both Ripple (the previous wallet model did not support this coin) and other popular cryptocurrencies (BTC, ETN, etc.).

This wallet resembles an ordinary keychain, with a USB connector (Type-C, USB-A cable included) and a color touchscreen display on the body. You can also insert a microSD card into the device, which allows you to encrypt your data with a private key. The wallet also connects to computers and smartphones to view the balance, send coins and so on.

Conclusion

Wallets for XRP tokens are the main tool for sending and receiving transactions, i.e. using cryptocurrency for its intended purpose. They also serve as storage for long-term investments, in which case it is worth choosing the service especially carefully, perhaps considering a hardware cold storage option. Ripple has prospects for growth given its demand among corporations and financial institutions, as well as a limited and already issued issue that discourages inflation.

FAQ

In which wallets can I store XRP cryptocurrency?

It is better to choose non-custodial services. These include Trust Wallet, Atomic Wallet, and Exodus.

Can I download a Ripple wallet from the official website of the project?

No, there are only wallets from third-party developers for storage.

What is Gatehub’s XRP wallet?

Service for storing, buying, selling XRP and other digital currencies. Requires registration, verification.

Can I store XRP in Ledger wallet?

Yes, this hardware wallet supports ripple.

What is the best XRP wallet for Android?

Trust Wallet is considered one of the most convenient and reliable, but there are other options, such as Guarda.

Can I create a Ripple wallet in Metamask?

No. This cryptocurrency wallet only supports EVM compatible blockchains such as Ethereum, BNB Chain.

How do non-custodial wallets differ from custodial wallets?

They do not have access to the user’s private keys. The keys are stored on the client’s device and are not transferred anywhere, but are used to send and receive transactions.

What are the advantages of XRP over other cryptocurrencies?

Due to the technical features of the network, XRP provides extremely fast and cheap transfers. For this reason, not only ordinary users, but also large financial institutions are interested in the network.

What is a Destination tag?

It is a tag, a payment identifier that must be specified when sending transactions. It is generated by the wallet simultaneously with the crypto-address.

What exchanges does the coin trade on?

On most major crypto exchanges: Binance, OKX, Bybit, etc.

Where else can you buy or exchange Ripple?

Conveniently do it with the help of exchangers, payment systems, bots in Telegram.